If you are considering moving into a place of your own, the two choices you have are: rent or buy a property. While renting seems like the easiest and the best option, it is important that you also consider the choice of buying a house as well. The reason for this is very simple- when you pay rent; you have nothing to show for it, except the facility of using the rental premise for as long as you pay the rent. On the other hand, if you take a mortgage and pay the repayment installment every month instead of the rent, at the end of the loan tenure, you will own the title to your house, a valuable asset. If you are having trouble finding the right mortgage there is now the option to go online and Compare Mortgages.
Approach a couple of banks and get a loan pre-approval. This will let you know the amount of loan you are eligible to borrow and the monthly repayment options you will have. Compare the monthly repayment amount with the rent you are likely to pay on an apartment. If these amounts are more or less similar, you may want to choose the mortgage option.
However, you will need to ensure that you are able to buy a house of your choice in the amount of loan you can get. Also, you will need to arrange for the amount to be paid as down payment of the house. While these two factors may take some time and effort to arrange, in the long run, you will find that it is well worth it.